Premium Fintech Loan Android App Development

Project: Premium Loan / Fintech Android App + Admin Panel I need an experienced developer or development team to build a smooth, premium and modern Android fintech/loan application with an original design and professional user experience. My current budget is approximately ₹2,00,000, so I need the developer to propose the best realistic MVP within this budget. Please clearly mention which features are included now and which advanced features can be added later. Customer Android App Requirements Premium modern UI/UX Mobile number registration and OTP login Customer profile Personal and basic financial information forms Loan application form Loan amount selection Loan tenure selection Loan application status tracking Customer dashboard Active loan details Repayment schedule Payment history/status Notifications Profile and settings Customer Support Centre Help & Support section FAQ Customer care phone number display Customer support email display Raise a support ticket Complaint submission Ticket status tracking Owner Admin Panel I need a secure admin panel completely controlled by me, including: Owner/Super Admin login Customer management View customer applications Application status management Loan/repayment workflow management according to the final legally compliant lending model Support ticket management Basic dashboard and reports Staff/user roles and permissions Technical Requirements Android app Secure backend Database APIs Admin panel Push notifications Basic security Smooth and fast performance Scalable architecture for future features and integrations The system should be designed so that future integrations can be added, such as KYC services, payment services, regulated lending partners, fraud/risk systems, advanced analytics, AI automation, and an iPhone app. Ownership – Very Important I must have 100% ownership and full access to: Complete source code Android application Backend Admin panel Database Domain Cloud/server Google Play Console All project accounts and credentials The developer must provide complete source-code handover and documentation. There must be no hidden backdoors or developer-controlled access after the project handover. All important accounts should be created using my email/company email, with the developer receiving only the access needed to complete the work. Payment I prefer milestone-based payments. Payment will be released after each milestone is completed and tested. Please provide: Examples of similar apps you have developed. Total cost. Development timeline. Proposed technology stack. Milestone payment plan. Exactly what features are included within ₹2,00,000. Cost of future advanced features. Confirmation that I will receive 100% source-code ownership. Important: This project must use an original design and branding. The actual lending, KYC, credit assessment, disbursement, repayment and customer-data processes will be implemented according to the applicable legal and regulatory requirements and/or regulated lending-partner structure in india