Personal Budgeting Mentor

I want to get a firm handle on day-to-day budgeting so my money stops slipping through the cracks and starts moving toward clear goals instead. What I need is one-on-one guidance that walks me through building an actionable monthly budget, tracking spending in real time, and tweaking the plan as income or expenses change. Here’s how I picture the process: • An initial video call to map out my current income, fixed costs, and variable spending. • A custom spreadsheet or app-based template you create for me—simple enough that I’ll actually use it, but detailed enough to show where every dollar is going. • Weekly or bi-weekly check-ins for at least a month so we can review results, identify problem areas, and adjust categories or targets. • Clear benchmarks so I’ll know I’m on track (e.g., emergency-fund progress, percentage of income going toward debt or savings). I’m comfortable sharing statements and transaction exports, and I’m open to whichever tool you prefer—Excel, Google Sheets, YNAB, or another option—as long as it keeps the learning curve gentle. By the end, I should have: 1. A working budget I understand and can maintain myself. 2. Practical strategies to keep discretionary spending under control. 3. A simple system for reviewing and updating the plan each month. If you’re experienced in personal finance coaching and have a knack for making numbers feel approachable, let’s get started.